:root {
  
  --ink-900: #0a1628;
  --ink-800: #1a2744;
  --ink-700: #2d3a5a;
  --ink-600: #4a5578;
  --ink-500: #6b7593;
  --ink-400: #96a0b8;
  --ink-300: #c2cad8;
  --ink-200: #e4e8f0;
  --ink-100: #f2f5f9;
  --ink-050: #f8faFC;
  --ink-000: #ffffff;

  
  --brand-primary: #033160;
  --brand-primary-dark: #022448;
  --brand-primary-light: #1e4d8a;

  
  --accent: #c89449;
  --accent-dark: #9b7436;
  --accent-light: #f5e9d0;

  
  --success: #047857;
  --success-bg: #ecfdf5;

  
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 24px;
  --space-6: 32px;
  --space-7: 48px;
  --space-8: 64px;
  --space-9: 96px;

  
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 14px;
  --radius-xl: 20px;

  
  --font-display: 'DM Serif Display', Georgia, serif;
  --font-sans: 'DM Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 250ms cubic-bezier(0.4, 0, 0.2, 1);

  
  --shadow-xs: 0 1px 2px rgba(10, 22, 40, 0.04);
  --shadow-sm: 0 2px 4px rgba(10, 22, 40, 0.05);
  --shadow-md: 0 4px 12px rgba(10, 22, 40, 0.06);
  --shadow-lg: 0 12px 32px rgba(10, 22, 40, 0.08);
  --shadow-xl: 0 24px 48px rgba(10, 22, 40, 0.12);
}

* {
  box-sizing: border-box;
}

*::before, *::after {
  box-sizing: border-box;
}

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink-800);
  background: var(--ink-050);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.site-header {
  background: var(--brand-primary);
  color: var(--ink-000);
  border-bottom: 1px solid var(--brand-primary-dark);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 14px 24px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: var(--space-5);
}

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  color: rgba(255, 255, 255, 0.8);
  font-size: 13px;
  font-weight: 500;
  transition: all var(--transition-fast);
}

.back-link:hover {
  background: rgba(255, 255, 255, 0.08);
  color: var(--ink-000);
}

.brand {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 2px;
}

.brand-mark {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 400;
  letter-spacing: 0.01em;
  color: var(--ink-000);
}

.brand-sub {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
}

.header-nav {
  display: flex;
  gap: 6px;
  align-items: center;
}

.header-nav-link {
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  font-size: 13px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.85);
  transition: all var(--transition-fast);
}

.header-nav-link:hover {
  background: rgba(255, 255, 255, 0.08);
  color: var(--ink-000);
}

.header-nav-link--primary {
  background: var(--accent);
  color: var(--ink-900);
  font-weight: 600;
}

.header-nav-link--primary:hover {
  background: var(--accent-dark);
  color: var(--ink-000);
}

.breadcrumb {
  background: var(--ink-000);
  border-bottom: 1px solid var(--ink-200);
}

.breadcrumb-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 10px 24px;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
}

.breadcrumb a {
  color: var(--ink-600);
}

.breadcrumb a:hover {
  color: var(--brand-primary);
}

.breadcrumb-sep {
  color: var(--ink-400);
}

.breadcrumb-current {
  color: var(--ink-900);
  font-weight: 500;
}

.page {
  max-width: 1200px;
  margin: 0 auto;
  padding: var(--space-7) var(--space-5);
}

.hero {
  text-align: center;
  margin-bottom: var(--space-9);
  padding: var(--space-7) 0;
}

.hero-content {
  max-width: 760px;
  margin: 0 auto var(--space-7) auto;
}

.hero-label {
  display: inline-block;
  padding: 6px 14px;
  background: var(--ink-000);
  border: 1px solid var(--ink-200);
  border-radius: 99px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--brand-primary);
  margin-bottom: var(--space-5);
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(34px, 6vw, 60px);
  font-weight: 400;
  line-height: 1.1;
  margin: 0 0 var(--space-5) 0;
  color: var(--ink-900);
  letter-spacing: -0.02em;
}

.hero-title em {
  font-style: italic;
  color: var(--accent);
  font-weight: 400;
}

.hero-lead {
  font-size: 18px;
  line-height: 1.6;
  color: var(--ink-600);
  margin: 0 0 var(--space-6) 0;
}

.hero-actions {
  display: flex;
  gap: var(--space-3);
  justify-content: center;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  justify-content: center;
  gap: var(--space-7);
  padding-top: var(--space-6);
  border-top: 1px solid var(--ink-200);
  max-width: 720px;
  margin: 0 auto;
  flex-wrap: wrap;
}

.stat {
  text-align: center;
}

.stat-value {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 400;
  color: var(--brand-primary);
  line-height: 1;
  margin-bottom: 6px;
}

.stat-label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--ink-500);
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: var(--radius-md);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: all var(--transition-fast);
  border: 2px solid transparent;
}

.btn svg {
  transition: transform var(--transition-fast);
}

.btn--primary {
  background: var(--brand-primary);
  color: var(--ink-000);
  border-color: var(--brand-primary);
}

.btn--primary:hover {
  background: var(--brand-primary-dark);
  border-color: var(--brand-primary-dark);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn--primary:hover svg {
  transform: translateY(3px);
}

.btn--gold {
  background: var(--accent);
  color: var(--ink-900);
  border-color: var(--accent);
  font-weight: 700;
}

.btn--gold:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
  color: var(--ink-000);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn--gold:hover svg {
  transform: translateX(3px);
}

.btn--ghost {
  background: var(--ink-000);
  color: var(--ink-800);
  border-color: var(--ink-200);
}

.btn--ghost:hover {
  border-color: var(--brand-primary);
  color: var(--brand-primary);
}

.section-header {
  text-align: center;
  margin-bottom: var(--space-7);
  max-width: 680px;
  margin-left: auto;
  margin-right: auto;
}

.section-label {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: var(--space-3);
}

.section-header h2 {
  font-family: var(--font-display);
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 400;
  color: var(--ink-900);
  margin: 0 0 var(--space-3) 0;
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.section-header p {
  font-size: 16px;
  color: var(--ink-600);
  margin: 0;
}

.featured-services {
  margin-bottom: var(--space-9);
}

.featured-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-4);
}

.feature-card {
  background: var(--ink-000);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-base);
  cursor: pointer;
  color: var(--ink-800);
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--brand-primary);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-base);
}

.feature-card:hover {
  border-color: var(--brand-primary-light);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.feature-card:hover::before {
  transform: scaleX(1);
}

.feature-card--large {
  grid-column: span 1;
  border-color: var(--accent);
  background: linear-gradient(180deg, var(--ink-000) 0%, var(--accent-light) 200%);
}

.feature-card--large::before {
  background: var(--accent);
  transform: scaleX(1);
}

.feature-card--large:hover {
  border-color: var(--accent-dark);
  box-shadow: 0 12px 32px rgba(200, 148, 73, 0.2);
}

.feature-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--space-4);
}

.feature-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.feature-icon--navy {
  background: var(--brand-primary);
  color: var(--ink-000);
}

.feature-icon--gold {
  background: var(--accent);
  color: var(--ink-900);
}

.feature-badge {
  font-size: 11px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 99px;
  background: var(--success-bg);
  color: var(--success);
  letter-spacing: 0.02em;
  border: 1px solid rgba(4, 120, 87, 0.2);
}

.feature-badge--member {
  background: var(--ink-100);
  color: var(--ink-700);
  border-color: var(--ink-200);
}

.feature-title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 400;
  color: var(--ink-900);
  margin: 0 0 var(--space-3) 0;
  letter-spacing: -0.01em;
  line-height: 1.2;
}

.feature-desc {
  font-size: 14px;
  line-height: 1.6;
  color: var(--ink-600);
  margin: 0 0 var(--space-4) 0;
  flex-grow: 1;
}

.feature-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 600;
  color: var(--brand-primary);
  transition: all var(--transition-fast);
  margin-top: auto;
}

.feature-card:hover .feature-link {
  gap: 10px;
}

.feature-card:hover .feature-link svg {
  transform: translateX(3px);
}

.feature-card--large .feature-link {
  color: var(--accent-dark);
}

.lifecycle-section {
  margin-bottom: var(--space-9);
  scroll-margin-top: 80px;
}

.lifecycle-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-4);
}

.lifecycle-card {
  background: var(--ink-000);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  position: relative;
}

.lifecycle-step {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-bottom: var(--space-4);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid var(--ink-200);
}

.lifecycle-step-num {
  font-family: var(--font-display);
  font-size: 36px;
  font-weight: 400;
  color: var(--accent);
  line-height: 1;
}

.lifecycle-step-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-500);
}

.lifecycle-card h3 {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 400;
  color: var(--ink-900);
  margin: 0 0 var(--space-3) 0;
  letter-spacing: -0.01em;
}

.lifecycle-card p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--ink-600);
  margin: 0 0 var(--space-5) 0;
}

.lifecycle-features {
  list-style: none;
  padding: 0;
  margin: 0 0 var(--space-5) 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
  flex-grow: 1;
}

.lifecycle-features a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  font-size: 13px;
  font-weight: 500;
  color: var(--ink-700);
  transition: all var(--transition-fast);
}

.lifecycle-features a:hover {
  background: var(--ink-050);
  color: var(--brand-primary);
  padding-left: 16px;
}

.lifecycle-features a svg {
  color: var(--ink-400);
  transition: all var(--transition-fast);
}

.lifecycle-features a:hover svg {
  color: var(--accent);
  transform: translateX(2px);
}

.lifecycle-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 0;
  border-top: 1px solid var(--ink-200);
  font-size: 13px;
  font-weight: 600;
  color: var(--brand-primary);
  transition: all var(--transition-fast);
}

.lifecycle-link:hover {
  color: var(--brand-primary-dark);
  gap: 10px;
}

.cta-banner {
  background: var(--brand-primary);
  color: var(--ink-000);
  border-radius: var(--radius-xl);
  padding: var(--space-7) var(--space-6);
  margin-bottom: var(--space-9);
  display: grid;
  grid-template-columns: 1fr auto;
  gap: var(--space-5);
  align-items: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: "";
  position: absolute;
  top: -50%;
  right: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(200, 148, 73, 0.15) 0%, transparent 70%);
  pointer-events: none;
}

.cta-content {
  position: relative;
}

.cta-content h2 {
  font-family: var(--font-display);
  font-size: clamp(24px, 3.5vw, 32px);
  font-weight: 400;
  margin: 0 0 var(--space-2) 0;
  letter-spacing: -0.01em;
}

.cta-content p {
  margin: 0;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.55;
  max-width: 520px;
}

.cta-actions {
  position: relative;
}

.why-section {
  margin-bottom: var(--space-9);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
}

.why-item {
  text-align: center;
  padding: var(--space-5);
}

.why-icon {
  width: 56px;
  height: 56px;
  background: var(--ink-000);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--brand-primary);
  margin: 0 auto var(--space-3) auto;
}

.why-item h3 {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 400;
  color: var(--ink-900);
  margin: 0 0 var(--space-2) 0;
  letter-spacing: -0.01em;
}

.why-item p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--ink-600);
  margin: 0;
}

.resources-section {
  margin-bottom: var(--space-8);
}

.resources-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
}

.resource-group {
  background: var(--ink-000);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
}

.resource-title {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 400;
  color: var(--ink-900);
  margin: 0 0 var(--space-4) 0;
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--ink-200);
  letter-spacing: -0.01em;
}

.resource-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.resource-list a {
  display: block;
  padding: 6px 0;
  font-size: 13px;
  color: var(--ink-600);
  transition: all var(--transition-fast);
}

.resource-list a:hover {
  color: var(--brand-primary);
  padding-left: 6px;
}

.site-footer {
  background: var(--ink-900);
  color: var(--ink-300);
  padding: var(--space-6) var(--space-5);
  margin-top: var(--space-7);
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: var(--space-6);
  align-items: center;
}

.footer-brand-mark {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 400;
  color: var(--ink-000);
  letter-spacing: 0.01em;
  margin-bottom: 2px;
}

.footer-brand p {
  margin: 0;
  font-size: 12px;
  color: var(--ink-400);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.footer-meta {
  text-align: right;
}

.footer-meta p {
  margin: 0 0 2px 0;
  font-size: 13px;
  color: var(--ink-400);
}

.footer-disclaimer {
  font-size: 11px !important;
  color: var(--ink-500) !important;
}

@media (max-width: 1024px) {
  .featured-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .lifecycle-grid {
    grid-template-columns: 1fr;
  }

  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .resources-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .page {
    padding: var(--space-5) var(--space-4);
  }

  .header-inner {
    padding: 12px 16px;
    grid-template-columns: auto 1fr auto;
  }

  .brand-mark {
    font-size: 18px;
  }

  .brand-sub {
    font-size: 9px;
  }

  .back-link span {
    display: none;
  }

  .header-nav {
    gap: 4px;
  }

  .header-nav-link {
    padding: 6px 10px;
    font-size: 12px;
  }

  .header-nav-link:not(.header-nav-link--primary) {
    display: none;
  }

  .hero {
    padding: var(--space-4) 0;
    margin-bottom: var(--space-7);
  }

  .hero-stats {
    gap: var(--space-5);
  }

  .stat-value {
    font-size: 26px;
  }

  .featured-grid {
    grid-template-columns: 1fr;
    gap: var(--space-3);
  }

  .cta-banner {
    grid-template-columns: 1fr;
    padding: var(--space-5);
    text-align: center;
  }

  .cta-actions {
    display: flex;
    justify-content: center;
  }

  .why-grid {
    grid-template-columns: 1fr;
    gap: var(--space-3);
  }

  .why-item {
    padding: var(--space-3);
  }

  .resources-grid {
    grid-template-columns: 1fr;
  }

  .footer-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .footer-meta {
    text-align: center;
  }
}

@media (max-width: 480px) {
  .hero-stats {
    flex-direction: row;
    gap: var(--space-3);
    justify-content: space-around;
  }

  .stat-value {
    font-size: 22px;
  }

  .stat-label {
    font-size: 10px;
  }

  .lifecycle-card {
    padding: var(--space-4);
  }

  .lifecycle-step-num {
    font-size: 28px;
  }
}

@media (prefers-reduced-motion: no-preference) {
  .hero-content { animation: fadeUp 0.6s ease-out backwards; }
  .hero-stats { animation: fadeUp 0.6s ease-out 0.2s backwards; }
  .featured-services { animation: fadeUp 0.6s ease-out 0.1s backwards; }
  .feature-card { animation: fadeUp 0.5s ease-out backwards; }
  .feature-card:nth-child(1) { animation-delay: 0.15s; }
  .feature-card:nth-child(2) { animation-delay: 0.2s; }
  .feature-card:nth-child(3) { animation-delay: 0.25s; }
  .feature-card:nth-child(4) { animation-delay: 0.3s; }
  .feature-card:nth-child(5) { animation-delay: 0.35s; }
  .feature-card:nth-child(6) { animation-delay: 0.4s; }
}

@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(12px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

:focus-visible {
  outline: 2px solid var(--brand-primary);
  outline-offset: 2px;
  border-radius: var(--radius-sm);
}


.kredi-section {
  margin-bottom: var(--space-9);
  scroll-margin-top: 80px;
}

.kredi-wrap {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: var(--space-6);
  background: var(--ink-000);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-xl);
  overflow: hidden;
}

.kredi-intro {
  padding: var(--space-7) var(--space-6);
  background: linear-gradient(135deg, var(--brand-primary) 0%, var(--brand-primary-dark) 100%);
  color: var(--ink-000);
  display: flex;
  flex-direction: column;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.kredi-intro::before {
  content: "";
  position: absolute;
  top: -30%;
  right: -20%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(200, 148, 73, 0.15) 0%, transparent 70%);
  pointer-events: none;
}

.kredi-intro .section-label {
  color: var(--accent);
  margin-bottom: var(--space-3);
  position: relative;
}

.kredi-intro h2 {
  font-family: var(--font-display);
  font-size: clamp(28px, 4vw, 38px);
  font-weight: 400;
  margin: 0 0 var(--space-4) 0;
  color: var(--ink-000);
  letter-spacing: -0.02em;
  line-height: 1.15;
  position: relative;
}

.kredi-intro > p {
  font-size: 15px;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.85);
  margin: 0 0 var(--space-5) 0;
  position: relative;
}

.kredi-intro strong {
  color: var(--ink-000);
  font-weight: 600;
}

.kredi-intro-features {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
  position: relative;
}

.kredi-intro-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.9);
}

.kredi-intro-features li svg {
  color: var(--accent);
  flex-shrink: 0;
  background: rgba(200, 148, 73, 0.15);
  padding: 4px;
  border-radius: 50%;
  width: 22px;
  height: 22px;
  box-sizing: border-box;
}

.kredi-form-box {
  padding: var(--space-6) var(--space-6);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.kredi-form {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.kredi-type-tabs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-2);
  padding: 4px;
  background: var(--ink-050);
  border-radius: var(--radius-md);
}

.kredi-type-tab {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 12px;
  background: transparent;
  border: none;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 500;
  color: var(--ink-600);
  cursor: pointer;
  transition: all var(--transition-fast);
}

.kredi-type-tab:hover {
  color: var(--ink-800);
}

.kredi-type-tab--active {
  background: #e8e8e8;
  color: var(--brand-primary);
  font-weight: 600;
  box-shadow: var(--shadow-xs);
}

.kredi-type-tab svg {
  flex-shrink: 0;
}

.kredi-field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.kredi-field-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-700);
}

.kredi-input-wrap {
  position: relative;
}

.kredi-input {
  width: 100%;
  padding: 14px 16px;
  font-size: 16px;
  font-family: var(--font-sans);
  font-weight: 500;
  color: var(--ink-900);
  background: var(--ink-050);
  border: 2px solid var(--ink-200);
  border-radius: var(--radius-md);
  outline: none;
  transition: all var(--transition-fast);
  box-sizing: border-box;
}

.kredi-input:hover {
  border-color: var(--ink-300);
}

.kredi-input:focus {
  border-color: var(--brand-primary);
  background: var(--ink-000);
  box-shadow: 0 0 0 4px rgba(3, 49, 96, 0.08);
}

select.kredi-input {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%234a5578' stroke-width='2'><polyline points='6 9 12 15 18 9'/></svg>");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  cursor: pointer;
}

.kredi-input-suffix {
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 14px;
  font-weight: 600;
  color: var(--ink-500);
  pointer-events: none;
  background: transparent;
  padding: 0 4px;
}

#krediTutar {
  padding-right: 48px;
}

.kredi-quick-amounts {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
}

.kredi-quick {
  padding: 6px 10px;
  background: var(--ink-000);
  border: 1px solid var(--ink-200);
  border-radius: var(--radius-sm);
  font-size: 12px;
  font-weight: 500;
  color: var(--ink-700);
  cursor: pointer;
  transition: all var(--transition-fast);
  font-family: inherit;
}

.kredi-quick:hover {
  border-color: var(--brand-primary);
  color: var(--brand-primary);
  background: var(--ink-050);
}

.kredi-submit {
  width: 100%;
  padding: 14px 20px;
  background: var(--brand-primary);
  color: var(--ink-000);
  border: 2px solid var(--brand-primary);
  border-radius: var(--radius-md);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  transition: all var(--transition-fast);
  font-family: inherit;
}

.kredi-submit:hover {
  background: var(--brand-primary-dark);
  border-color: var(--brand-primary-dark);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.kredi-submit svg {
  transition: transform var(--transition-fast);
}

.kredi-submit:hover svg {
  transform: scale(1.1);
}

.kredi-note {
  margin: 0;
  padding: 10px 12px;
  background: var(--ink-050);
  border-radius: var(--radius-sm);
  font-size: 12px;
  color: var(--ink-500);
  display: flex;
  align-items: center;
  gap: 6px;
}

.kredi-note svg {
  flex-shrink: 0;
}

@media (max-width: 900px) {
  .kredi-wrap {
    grid-template-columns: 1fr;
  }

  .kredi-intro {
    padding: var(--space-5);
  }

  .kredi-form-box {
    padding: var(--space-5);
  }
}

@media (max-width: 480px) {
  .kredi-type-tab span {
    display: none;
  }

  .kredi-type-tab {
    padding: 12px 10px;
  }

  .kredi-quick {
    font-size: 11px;
    padding: 5px 8px;
    flex: 1;
    text-align: center;
  }

  .kredi-input {
    padding: 12px 14px;
    font-size: 15px;
  }

  #krediTutar {
    padding-right: 42px;
  }
}